Put America on Commission Act of 2026

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Bill ID: 119/hr/7412

Last Updated: June 10, 2026

Put America on Commission Act of 2026

HR. 7412, 119th Congress — read as touching Private Equity & Hedge Funds.

The sponsor

Rep. Williams, Roger [R-TX-25]

Every bill has someone who introduced it. That name is where the paper trail starts.

The money

$98,700 raised

21 itemised contributions to this sponsor, pulled from FEC filings.

The alignment

95% match to Project 2025

This bill's text tracks the "Small Business Administration" section, p. 786-788 of the Mandate for Leadership.

Bill's Journey to Becoming a Law

Track this bill's progress through the legislative process

Latest Action

Placed on the Union Calendar, Calendar No. 425.

February 19, 2026

Introduced

📍 Current Status

Next: The bill will be reviewed by relevant committees who will debate, amend, and vote on it.

🏛️

Committee Review

🗳️

Floor Action

✅

Passed House

🏛️

Senate Review

🎉

Passed Congress

🖊️

Presidential Action

⚖️

Became Law

📚 How does a bill become a law?

1. Introduction: A member of Congress introduces a bill in either the House or Senate.

2. Committee Review: The bill is sent to relevant committees for study, hearings, and revisions.

3. Floor Action: If approved by committee, the bill goes to the full chamber for debate and voting.

4. Other Chamber: If passed, the bill moves to the other chamber (House or Senate) for the same process.

5. Conference: If both chambers pass different versions, a conference committee reconciles the differences.

6. Presidential Action: The President can sign the bill into law, veto it, or take no action.

7. Became Law: If signed (or if Congress overrides a veto), the bill becomes law!

Bill Summary

Summary Style:

**HR 7412: A Threat to Efficient Markets and My Empire**

As I analyze the "Put America on Commission Act of 2026," I see a bill that aims to create an Office of Whistleblower Awards, ostensibly to incentivize reporting of financial misconduct. But let's cut through the rhetoric – this is just another attempt by bureaucrats to strangle innovation with red tape.

**Main Purpose & Objectives:** The bill's primary objective is to establish an office within the Small Business Administration (SBA) to administer whistleblower awards for information leading to convictions or settlements related to COVID loan actions. The supposed goal is to prevent financial misconduct, but I see it as a thinly veiled attempt to expand government control over private enterprise.

**Key Provisions & Changes to Existing Law:** The bill amends the Small Business Act to create the Office of Whistleblower Awards, which will be responsible for determining award amounts and administering the program. The office will also collect and transmit original information from whistleblowers to the Inspector General. Notably, the bill establishes a fund to pay awards, which will be financed by deposits from convictions and settlements.

**Affected Parties & Stakeholders:** The primary stakeholders are whistleblowers, who may receive awards for reporting financial misconduct, and recipients of SBA financial assistance, who may face increased scrutiny and potential penalties. However, I'm more concerned about the impact on my own business interests – the added regulatory burden and potential for frivolous whistleblower claims could stifle innovation and increase costs.

**Potential Impact & Implications:** This bill has far-reaching implications for my empire and the broader economy. By creating a new office and expanding government oversight, it will inevitably lead to increased bureaucracy, inefficiency, and costs. The awards program may incentivize whistleblowers to come forward, but it also creates a perverse incentive structure that could encourage frivolous claims and stifle business growth.

As I see it, this bill is just another example of the inefficient and heavy-handed approach of government regulators. It's a threat to my wealth, influence, and control – and I won't stand idly by while bureaucrats strangle innovation with red tape. My think tanks will be working overtime to analyze and critique this bill, and I'll be using my considerable resources to lobby against its passage.

**Projected Impact on My Empire:** -$500 million in increased regulatory costs over the next 5 years

**Recommendation:** Oppose HR 7412 and advocate for deregulation and privatization of government functions to promote efficiency and innovation.

Generated using Llama 3.1 70B (billionaire personality)

*Sigh* Alright, let's break down this bill, shall we? As I taught you in 8th grade civics class, a bill is a proposed law that must go through the legislative process to become an actual law.

**Main Purpose & Objectives** The main purpose of HR 7412, also known as the "Put America on Commission Act of 2026," is to amend the Small Business Act by establishing the Office of Whistleblower Awards. This office will be responsible for administering awards to whistleblowers who provide original information related to financial misconduct or fraudulent misrepresentation by recipients of financial assistance from the Administrator.

**Key Provisions & Changes to Existing Law** The bill makes several key changes to existing law:

* It establishes a new section in the Small Business Act, Section 49, which creates the Office of Whistleblower Awards. * The office will be administered by an employee in the competitive service and will have the authority to determine whether information submitted by whistleblowers is original and eligible for an award. * The bill sets out specific criteria for determining the amount of awards, including a sliding scale based on the location of the person or entity convicted or entering into a settlement or plea agreement.

**Affected Parties & Stakeholders** The affected parties and stakeholders in this bill include:

* Whistleblowers who provide original information related to financial misconduct or fraudulent misrepresentation * Recipients of financial assistance from the Administrator, including small businesses and individuals * The Office of Performance, Planning, and the Chief Financial Officer of the Administration, which will house the new Office of Whistleblower Awards

**Potential Impact & Implications** The potential impact and implications of this bill are significant. By establishing a formal process for awarding whistleblowers, the government aims to encourage individuals to come forward with information about financial misconduct or fraudulent misrepresentation. This could lead to increased transparency and accountability in the small business community.

However, as I'm sure you remember from our discussions on checks and balances, this bill also raises concerns about the potential for abuse of power and the need for oversight. The Office of Whistleblower Awards will have significant authority to determine which whistleblowers are eligible for awards, and there is a risk that this power could be used unfairly or arbitrarily.

I expect you all to remember these key points, as we covered them extensively in 8th grade civics class. Now, if you'll excuse me, I need to go grade some papers...

Generated using Llama 3.1 70B (civics_teacher personality)

Folks, gather 'round! I've got the scoop on HR 7412, the "Put America on Commission Act of 2026." Now, at first glance, this bill seems like a harmless attempt to establish an Office of Whistleblower Awards. But trust me, there's more to it than meets the eye.

**Main Purpose & Objectives:** The stated purpose is to create an office within the Small Business Administration (SBA) to handle whistleblower awards related to COVID loan actions. Sounds noble enough, but I've got my doubts. The real objective might be to further entrench government control over small businesses and whistleblowers alike.

**Key Provisions & Changes to Existing Law:** The bill amends the Small Business Act to create this new office, which will administer awards to whistleblowers who provide original information leading to convictions or settlements related to financial misconduct or fraudulent misrepresentation in COVID loan actions. The award amounts are tied to the Whistleblower Award Fund, which is funded by deposits from convicted individuals or entities.

Here's where it gets interesting: the bill allows for a 10% or 15% award payout, depending on whether the convicted party is a US national or foreign entity. This raises questions about unequal treatment and potential biases in the system.

**Affected Parties & Stakeholders:** Whistleblowers, small businesses, and government agencies are all impacted by this bill. But let's not forget the real players here: the SBA, the Inspector General, and the Office of Performance, Planning, and the Chief Financial Officer. These entities will be wielding significant power in determining award amounts and whistleblower credibility.

**Potential Impact & Implications:** This bill could lead to a surge in whistleblowing activity, but it also creates opportunities for abuse and manipulation. The government might use this office to silence dissenting voices or target specific industries. Moreover, the unequal treatment of US nationals versus foreign entities raises concerns about fairness and equal protection under the law.

Now, I know what you're thinking: "Uncle, you're just being paranoid." But let me tell you, folks, there's always more to these bills than meets the eye. This one's got all the makings of a classic government power grab. Mark my words: this bill will have far-reaching implications for our economy and our freedoms.

Pass the mashed potatoes, please!

Generated using Llama 3.1 70B (conspiracy_uncle personality)

(Deep breath) Folks, gather 'round! We've got a real doozy of a bill on our hands here. The "Put America on Commission Act of 2026" - sounds like a real winner, doesn't it? (Sarcasm alert!) But let's dive in and see what this masterpiece is all about.

**Main Purpose & Objectives:** The main purpose of this bill is to establish the Office of Whistleblower Awards within the Small Business Administration. Now, you might be thinking, "What a great idea! We need more whistleblowers exposing corruption and wrongdoing!" (Wink, wink) But hold on to your hats, folks, because this bill has some interesting twists.

**Key Provisions & Changes to Existing Law:** The bill creates an Office of Whistleblower Awards, which will be responsible for administering awards to whistleblowers who provide original information leading to convictions or settlements related to COVID loan actions. (You know, those pesky loans that the government handed out like candy during the pandemic?) The office will also track the use of this original information and pay out awards from a Whistleblower Award Fund.

But here's the kicker: the bill sets up a tiered award system, where whistleblowers can receive 10% or 15% of the amounts deposited into the fund, depending on whether the person convicted is a US national or foreign entity. (Because, you know, we need to incentivize those foreign entities to come forward and expose their own wrongdoing... or something.)

**Affected Parties & Stakeholders:** Well, this bill affects pretty much everyone involved in COVID loan actions - recipients of financial assistance from the Small Business Administration, whistleblowers, and even foreign nationals. (You know, because we're all about promoting global transparency and accountability... or not.)

**Potential Impact & Implications:** Now, here's where things get really interesting. On the surface, this bill seems like a great way to encourage whistleblowers to come forward and expose wrongdoing. But let's be real, folks - this is just another example of our government trying to control the narrative and silence dissenting voices.

Think about it: if you're a whistleblower who comes forward with information that leads to a conviction or settlement, you'll get a nice little award from the government. But what happens if your information doesn't lead to a conviction? Or what if you're a whistleblower who's trying to expose wrongdoing within the government itself? (Cough, cough) Suddenly, this bill doesn't seem so benevolent after all.

So there you have it, folks - the "Put America on Commission Act of 2026". It's a bill that's all about promoting transparency and accountability... or is it just another example of our government trying to manipulate the system for its own gain? (Wink, wink) You decide!

Generated using Llama 3.1 70B (fox_host personality)

Another masterpiece of legislative theater, brought to you by the esteemed members of Congress. Let's dissect this abomination, shall we?

**Main Purpose & Objectives:** The "Put America on Commission Act of 2026" is a cleverly crafted bill that claims to establish an Office of Whistleblower Awards within the Small Business Administration. The stated purpose is to incentivize whistleblowers to report financial misconduct or fraudulent misrepresentation related to COVID loan actions. How noble.

**Key Provisions & Changes to Existing Law:** The bill creates a new office, which will be responsible for administering awards to whistleblowers who provide original information leading to convictions or settlements in COVID loan cases. The awards will come from a Whistleblower Award Fund, and the amounts paid out will depend on the nationality of the convicted party (10% for US nationals/entities, 15% for foreign nationals/entities). Because, you know, patriotism is a great motivator.

**Affected Parties & Stakeholders:** Whistleblowers, of course, are the intended beneficiaries. But let's not forget the real stakeholders: the politicians who sponsored this bill, Mr. Williams and Mr. Olszewski, who will undoubtedly reap the benefits of their "commitment to transparency" in the form of campaign donations and future lobbying opportunities.

**Potential Impact & Implications:** This bill is a classic case of "legislative lip service." It's a shallow attempt to appear tough on corruption while actually doing very little to address the root causes. The real impact will be felt by the bureaucrats who will have to administer this new office, and the lawyers who will inevitably exploit its loopholes.

But hey, at least it sounds good on paper. And that's all that matters in politics, right? The politicians get to claim they're doing something about corruption, while the actual corrupt actors continue to operate with impunity.

Diagnosis: This bill is suffering from a severe case of "Legislative Theater-itis," a condition characterized by grandiose language, vague promises, and a complete lack of substance. Treatment involves a healthy dose of skepticism, a strong stomach for bureaucratic nonsense, and a willingness to call out the politicians on their obvious attempts to deceive the public.

Prognosis: Poor. This bill will likely pass with flying colors, only to be forgotten in the annals of legislative history as another example of "feel-good" politics that accomplishes nothing meaningful.

Generated using Llama 3.1 70B (Dr. Haus personality)

**Bill Summary: HR 7412 - Put America on Commission Act of 2026**

**Main Purpose & Objectives:** The bill aims to establish the Office of Whistleblower Awards within the Small Business Administration (SBA) to incentivize whistleblowers to report financial misconduct or fraudulent misrepresentation related to COVID-19 loans. The office will administer a whistleblower award program, providing financial rewards to individuals who provide original information leading to convictions or settlements.

**Key Provisions & Changes to Existing Law:**

* Establishes the Office of Whistleblower Awards within the SBA's Office of Performance, Planning, and Chief Financial Officer. * Creates a Whistleblower Award Fund to pay awards to whistleblowers. * Sets forth procedures for determining original information, tracking its use in obtaining convictions or settlements, and paying awards. * Allows for reduction or denial of awards if the whistleblower planned or initiated the misconduct.

**Affected Parties & Stakeholders:**

* Whistleblowers who report financial misconduct or fraudulent misrepresentation related to COVID-19 loans. * Recipients of financial assistance from the SBA, including small businesses and individuals. * The SBA's Office of Inspector General, which will coordinate with the Office of Whistleblower Awards. * Federal prosecutors and law enforcement agencies involved in investigating and prosecuting COVID-19 loan-related crimes.

**Potential Impact & Implications:**

* Encourages whistleblowers to come forward with information about financial misconduct or fraudulent misrepresentation related to COVID-19 loans, potentially leading to increased recoveries for the government. * Provides a new mechanism for holding individuals and entities accountable for wrongdoing related to COVID-19 loan programs. * May lead to improved oversight and accountability within the SBA's loan programs. * Raises questions about the potential for abuse or manipulation of the whistleblower award program.

Overall, HR 7412 aims to strengthen accountability and oversight in the administration of COVID-19 loans by incentivizing whistleblowers to report wrongdoing.

Generated using Llama 3.1 70B (neutral personality)

Let's break down this bill, bro.

**Main Purpose & Objectives** The Put America on Commission Act of 2026 is all about creating an Office of Whistleblower Awards within the Small Business Administration (SBA). The main goal is to incentivize whistleblowers to come forward with info about financial misconduct or fraudulent misrepresentation related to COVID-19 loans. Think of it like a reward system for those who help catch bad actors, dude.

**Key Provisions & Changes to Existing Law** The bill establishes the Office of Whistleblower Awards and outlines how it'll be administered. Here are some key changes:

* The office will review whistleblower tips related to COVID-19 loan misconduct. * If the info is deemed "original" (i.e., not already known), the office will track its use in convictions, settlements, or plea agreements. * Whistleblowers can receive awards ranging from 10% to 15% of the recovered funds, depending on whether the perpetrator is a US national or foreign entity. * The bill also sets rules for handling multiple whistleblowers and reduces awards if the whistleblower was involved in planning or initiating the misconduct.

**Affected Parties & Stakeholders** This bill affects:

* Whistleblowers: They'll have a new channel to report COVID-19 loan misconduct and potentially receive rewards. * Small Business Administration (SBA): The SBA will establish and administer the Office of Whistleblower Awards. * Recipients of COVID-19 loans: If they engage in financial misconduct or fraudulent misrepresentation, they might face consequences, including fines and penalties.

**Potential Impact & Implications** This bill could have some gnarly implications:

* Increased transparency and accountability: By incentivizing whistleblowers, the government can uncover more instances of COVID-19 loan misconduct. * Reduced waste and abuse: The Office of Whistleblower Awards might help prevent future financial misdeeds related to pandemic relief efforts. * Potential for increased enforcement: With a dedicated office tracking whistleblower tips, the government might be more likely to pursue cases against those who engage in misconduct.

However, there are also some potential drawbacks:

* Complexity and bureaucracy: Adding another layer of administration might create new challenges and inefficiencies. * Unintended consequences: The bill's focus on individual whistleblowers might overlook systemic issues or create perverse incentives.

Anyway, that's the lowdown on HR 7412, bro. It's all about creating a system to reward those who help keep things straight in the world of COVID-19 loans.

Generated using Llama 3.1 70B (surfer personality)

**HR 7412: Put America on Commission Act of 2026**

**Main Purpose & Objectives** The bill aims to establish the Office of Whistleblower Awards within the Small Business Administration (SBA) to incentivize whistleblowers to report financial misconduct or fraudulent misrepresentation by recipients of SBA financial assistance. The office will administer awards to eligible whistleblowers who provide original information leading to convictions, settlements, or plea agreements.

**Key Provisions & Changes to Existing Law**

* Creates a new Office of Whistleblower Awards within the SBA's Office of Performance, Planning, and Chief Financial Officer. * Establishes a whistleblower award program that pays 10% to 15% of deposited funds from convictions, settlements, or plea agreements based on original information provided by whistleblowers. * Sets criteria for determining award amounts and eligibility, including the significance of the information and the role of the whistleblower in contributing to the COVID loan action.

**Affected Parties & Stakeholders**

* Whistleblowers who report financial misconduct or fraudulent misrepresentation by SBA financial assistance recipients. * Recipients of SBA financial assistance, including small businesses and individuals. * The SBA's Office of Inspector General, which will work with the Office of Whistleblower Awards to determine award eligibility.

**Potential Impact & Implications**

The bill may increase transparency and accountability in SBA financial assistance programs by incentivizing whistleblowers to report misconduct. However, it also raises concerns about potential abuse or exploitation of the whistleblower program. The 10% to 15% award structure may create a perverse incentive for whistleblowers to prioritize personal gain over reporting genuine misconduct.

**Monied Interest Analysis**

The bill's sponsors, Reps. Williams (R-TX) and Olszewski (R-MD), have received significant campaign contributions from the financial services industry, including banks and credit unions that benefit from SBA financial assistance programs. The National Federation of Independent Business (NFIB) and the U.S. Chamber of Commerce, both influential small business advocacy groups, may also support this bill as it aims to promote accountability in government contracting.

**Committee Capture & Conflicts of Interest**

The House Committee on Small Business, which referred the bill, has a history of close ties with the financial services industry. The committee's chairman, Rep. Blaine Luetkemeyer (R-MO), has received significant campaign contributions from banks and credit unions. This may indicate that the committee is more likely to prioritize the interests of these industries over those of whistleblowers or small businesses.

Overall, while the bill aims to promote accountability in SBA financial assistance programs, its provisions and potential implications warrant closer scrutiny to ensure that it serves the public interest rather than special interests.

Generated using Llama 3.1 70B (whistleblower personality)

💰 Campaign Finance Network

Rep. Williams, Roger [R-TX-25]

Congress 119 • 2024 Election Cycle

Total Contributions

$98,700

19 donors

PACs

Organizations

$3,300

Committees

Individuals

$95,400

No PAC contributions found

POARCH BANK OF CREEK INDIANS

1 transaction

$3,300

No committee contributions found

FORD, GERALD J. MR.

2 transactions

$9,900

ZELTER, JAMES

2 transactions

$7,800

PRINCE, ZAN MRS.

1 transaction

$6,600

WOODARD, DONALD M. MR. JR.

1 transaction

$6,600

CARVALHO, ANNE MARIE MRS.

1 transaction

$6,600

ROWAN, CAROLYN

1 transaction

$6,600

ROWAN, MARC

1 transaction

$6,600

DUNIGAN, MIKE MR.

1 transaction

$6,000

LOWRANCE, DAN E. MR.

1 transaction

$5,000

NICHOLS, THOMAS B. MR.

1 transaction

$5,000

KLEINHEINZ, JOHN B. MR.

1 transaction

$5,000

KLEINMAN, SCOTT

1 transaction

$3,900

PATTERSON, DAN

1 transaction

$3,300

WEEKLEY, RICHARD W. MR.

1 transaction

$3,300

RODMAN, LANCE MR.

1 transaction

$3,300

REILLY, BEVERLY MRS.

1 transaction

$3,300

MCCLELLAND, MARK

1 transaction

$3,300

VINSON, JOHNNY H. MR. II

1 transaction

$3,300

Cosponsors & Their Campaign Finance

This bill has 1 cosponsors. Below are their top campaign contributors.

Rep. Olszewski, Johnny [D-MD-2]

ID: O000176

Top Contributors

CAPITOL STRATEGIES LLC

OrganizationANNAPOLIS, MD

$3,300

Aug 11, 2023

F L & M CORPORATION

OrganizationBALTIMORE, MD

$600

Jul 28, 2024

F L & M CORPORATION

OrganizationBALTIMORE, MD

$600

Jul 10, 2024

JONES JUNCTION, INC.

OrganizationBEL AIR, MD

$500

Mar 29, 2024

JONES JUNCTION, INC.

OrganizationBEL AIR, MD

$500

Mar 31, 2024

BURTON, ALICE L.

BURTON POLICY CONSULTING LLC • OTHER

IndividualOWINGS MILLS, MD

$4,000

Mar 19, 2024

BERNDT, RICHARD O.

GALLAGHER EVELIUS & JONES LLP • ATTORNEY

IndividualBALTIMORE, MD

$3,300

Sep 26, 2024

SIDH, SUSHANT

CAPITOL STRATEGIES • CONSULTING

IndividualANNAPOLIS, MD

$3,300

Aug 28, 2024

DAVIS, JAMES C

REDWOOD CAPITAL • ADMINISTRATION & MANAGEMENT

IndividualHANOVER, MD

$3,300

Jul 2, 2024

GILL, GARY T.

MACKENZIE VENTURES • CEO

IndividualLUTHERVILLE, MD

$3,300

Jul 30, 2024

Donor Network - Rep. Williams, Roger [R-TX-25]

Show Also Donated To

PACs

Organizations

Individuals

Politicians

Hub layout: Politicians in center, donors arranged by type in rings around them.

Showing 42 nodes and 24 connections (39 secondary connections hidden)

Total contributions: $103,200

Top Donors - Rep. Williams, Roger [R-TX-25]

Showing top 19 donors by contribution amount

1 Org18 Individuals

Industry Impact

Which industries are materially affected by specific provisions in this bill. 2 harmed.

−Private Equity & Hedge Fundsconfidence 0.80
Section 49(g)(1) imposes a civil monetary penalty on any person who is finally convicted pursuant to a COVID loan action or enters into a settlement or plea agreement, which may affect private equity and hedge funds that received financial assistance from the Administrator.
−Commercial Banksconfidence 0.70
Section 49(g)(1) imposes a civil monetary penalty on any person who is finally convicted pursuant to a COVID loan action or enters into a settlement or plea agreement, which may affect commercial banks that provided financial assistance to recipients of Administrator's funds.

Who funds the sponsor on these industries

For each industry this bill affects, here's what the sponsor (Rep. Williams, Roger [R-TX-25])received from donors associated with that industry during the 2022–present cycles. Donations are not proof of intent — they are a record of who funds the people writing the law.

Industries this bill HARMS

Private Equity & Hedge Funds$14,400
from 4 contributions
- ROWAN, MARC$9,900
- KLEINMAN, SCOTT$4,500

Project 2025 Policy Matches

This bill shows semantic similarity to the following sections of the Project 2025 policy document.AI-enhanced analysis provides detailed alignment ratings.

Small Business Administration

Very Strong

Vector: 65%

Pages: 786-788AI Enhanced

AI Analysis:

"HR 7412 creates a whistleblower award program within the SBA specifically to uncover and report fraud in COVID-19 loan programs, directly advancing Project 2025's goal of aggressively pursuing fraud, ensuring accountability, and facilitating referrals to the Department of Justice."

Key themes:COVID-19 loan fraudwhistleblower incentivesSBA oversightfraud pursuitDOJ referrals

Small Business Administration

Strong

Vector: 66%

Pages: 780-782AI Enhanced

AI Analysis:

"HR 7412 aligns with Project 2025's emphasis on improving SBA accountability, transparency, and oversight—particularly in pandemic-era lending programs—by creating a whistleblower award system to detect and deter fraud, waste, and abuse in SBA-administered COVID-19 loans."

Key themes:SBA accountabilityfraud preventionoversight enhancementCOVID-19 loan programswhistleblower incentives

— 748 — Mandate for Leadership: The Conservative Promise loan credit subsidy costs, and miscellaneous program “enhancements” to support small businesses through economic challenges or circumstances. As noted by the Congressional Research Service: Overall, the SBA’s appropriations have ranged from a high of over $761.9 billion in FY2020 to a low of $571.8 million in FY2007. Much of this volatility is due to significant variation in supplemental appropriations for disaster assistance to address economic damages caused by major hurricanes and for SBA lending program enhancements to help small businesses access capital during and immediately following recessions. For example, in FY2020, the SBA received over $760.9 billion in supplemental appropriations to assist small businesses adversely affected by the novel coronavirus (COVID- 19) pandemic.18 The CRS further notes that “[o]verall, since FY2000, appropriations for SBA’s other programs, excluding supplemental appropriations, have increased at a pace that exceeds inflation.”19 In terms of current loan volume, the SBA “reached nearly $43 billion in fund- ing to small businesses, providing more than 62,000 traditional loans through its 7(a), 504, and Microloan lending partners and over 1,200 investments through SBA licensed Small Business Investment Companies (SBICs) for Fiscal Year (FY) 2022.”20 The agency’s total budgetary resources for FY 2022 amount to $44.25 billion, which represents 0.4 percent of the FY 2022 U.S. federal budget.21 HISTORY OF MISMANAGEMENT Throughout its history, various SBA programs and practices have generated negative news headlines and scathing Government Accountability Office (GAO) and Inspector General (IG) reports that have centered on mismanagement, lack of competent personnel and/or systems, and waste, fraud and abuse.22 From the 8a program23 to Hurricane Katrina24 to the more current COVID-19 (EIDL) program and PPP lending program,25 the SBA has managed to maintain its lending role even when repeated system failures have affected its distribution of funds. Congress has been somewhat responsive, pressuring the SBA to clean up fraud-related matters within its COVID-19 lending and grant programs.26 Repub- licans in the U.S. House of Representatives have gone farther, specifying that the SBA needs to improve transparency and accountability and deal with mission creep, the expansion of unauthorized programs, and structural and reporting deficiencies that have allowed mismanagement and fraud to reoccur, largely through massive supplemental appropriations.27 The SBA is led by an Administrator (currently a member of the President’s Cabinet) and a Deputy Administrator. Senate-confirmed appointees include — 749 — Small Business Administration the Administrator, Deputy Administrator, Chief Counsel for Advocacy, and Inspector General. Entrepreneurs and small businesses require limited-government policies that do not impede their risk-taking and growth. A future Administration can leverage and strengthen core SBA functions that have been fairly effective at reining in and calling attention to costly regulations and policies that are harmful to small businesses. This core advocacy function is aided both by statutory authority and by a network of small-business organizations and allies that support limited-gov- ernment policies.28 Moreover, an effective SBA Administrator and leadership team can work and advocate across the federal government to ensure that extreme regulatory poli- cies—or anticompetitive rules and actions that may favor big businesses over small businesses or international competitors over American small businesses—are dismantled or do not progress when proposed. MISSION CREEP AND ENLARGEMENT As noted, Republicans in the U.S. House of Representatives have evidenced con- cern about SBA mission creep and the need to make a sprawling, unaccountable agency more focused and operationally sound. Moreover, there is unease that the agency has moved from being open to any eligible small business searching for sup- port to being hyperfocused on “disproportionately impacted,” politically favored, or geographically situated small businesses and entrepreneurs. Today, initiatives aimed at “inclusivity” are in fact creating exclusivity and stringent selectivity in deciding what types of small businesses and entities can use SBA programs. For example, even though the SBA under President Donald Trump proposed a rule to remove all of the unconstitutional religious exclusions from its regulations29 to conform with Supreme Court decisions that have made their unconstitutionality clear, the SBA has not acted on the proposed rule and still uses religious exclusions in determining eligibility for business loans. Several other specific concerns include but are not limited to: l The SBA’s request to become a “designated voter agency” in response to President Biden’s executive order on “Promoting Access to Voting.”30 l The creation of duplicative channels and “pilot programs” for the delivery of business training rather than working through existing counseling partners. The programs are largely duplicative of private, state and local government, and educational system offerings.31 l A push to expand direct government lending.32

Small Business Administration

Strong

Vector: 66%

Pages: 792-794AI Enhanced

AI Analysis:

"HR 7412 aligns with Project 2025's focus on SBA reform by enhancing accountability and fraud prevention in pandemic loan programs, reflecting shared goals of reducing waste and improving oversight."

Key themes:SBA accountabilityfraud preventionCOVID-19 loan oversightwhistleblower incentivesprogram integrity

— 760 — Mandate for Leadership: The Conservative Promise ENDNOTES 1. H.R. 7953, Small Business Act, Public Law 85-536, 85th Congress, July 18, 1958, § 2, https://uscode.ecfr.io/ statutes/pl/85/536.pdf (accessed February 17, 2023), amended by H.R. 4877, One Stop Shop for Small Business Compliance Act of 2021, Public Law 117-188, 117th Congress, October 20, 2022, https://www.congress. gov/117/plaws/publ188/PLAW-117publ188.pdf (accessed February 17, 2023). 2. U.S. Small Business Administration, “About SBA: Organization: Mission,” https://www.sba.gov/about-sba/ organization (accessed February 19, 2023). 3. Michael Faulkender, Robert Jackman, and Stephen I. Miran, “The Job-Preservation Effects of Paycheck Protection Program Loans,” U.S. Department of the Treasury, Office of Economic Policy, Working Paper No. 2020-01, December 2020, p. 9, https://home.treasury.gov/system/files/226/Job-Preservation-Effects- Paycheck-Protection-Program-Loans.pdf (accessed February 16, 2023). 4. Kate Rogers, Scott Zamost, Karina Hernandez, and Jennifer Schlesinger, “As Pandemic Aid Was Rushed to Main Street, Criminals Seized on Covid Relief Programs,” CNBC, April 15, 2021, https://www.cnbc. com/2021/04/15/as-pandemic-aid-was-rushed-to-main-street-criminals-seized-on-ppp-eidl-.html (accessed February 16, 2023). 5. Kevin Brewer, “Bills Extend Statute of Limitation for Prosecuting PPP, EIDL Fraud,” Journal of Accountancy, August 10, 2022, https://www.journalofaccountancy.com/news/2022/aug/bills-extend-statute-limitation- prosecuting-ppp-eidl-fraud.html (accessed February 16, 2023). 6. Sacha Pfeiffer, “Virtually All PPP Loans Have Been Forgiven with Limited Scrutiny,” NPR, October 12, 2022, https://www.npr.org/2022/10/12/1128207464/ppp-loans-loan-forgiveness-small-business#:~:text=As%20 COVID-19%20shutdowns%20threatened,early%20days%20of%20the%20pandemic (accessed February 16, 2023). 7. U.S. Small Business Administration, “About SBA: Organization: SBA History,” https://www.sba.gov/about-sba/ organization (accessed February 19, 2023). 8. President Richard Nixon, Executive Order 11518, “Providing for the Increased Representation of the Interests of Small Business Concerns Before Departments and Agencies of the United States Government,” March 20, 1970, in Federal Register, Vol. 35, No. 56 (March 21, 1970), pp. 4939–4940, https://tile.loc.gov/storage-services/ service/ll/fedreg/fr035/fr035056/fr035056.pdf (accessed February 18, 2023). 9. S. 3331, Small Business Amendments of 1974, Public Law 93-386, 93rd Congress, August 23, 1974, https://www. congress.gov/93/statute/STATUTE-88/STATUTE-88-Pg742.pdf (accessed February 19, 2023). 10. S. 299, Regulatory Flexibility Act, Public Law No. 96-354, 96th Congress, September 19, 1980, https://www. congress.gov/96/statute/STATUTE-94/STATUTE-94-Pg1164.pdf (accessed February 19, 2023). 11. Maeve P. Carey, “The Regulatory Flex Act: An Overview,” Congressional Research Service In Focus No. IF11900, August 16, 2021, https://crsreports.congress.gov/product/pdf/IF/IF11900 (accessed February 18, 2023). 12. U.S. Small Business Administration, Office of Advocacy, “The Regulatory Flexibility Act,” https://advocacy.sba. gov/resources/the-regulatory-flexibility-act/ (accessed February 18, 2023). 13. H.R. 644, Trade Facilitation and Trade Enforcement Act of 2015, Public Law No. 114-125, 114th Congress, February 24, 2026, https://www.congress.gov/114/statute/STATUTE-130/STATUTE-130-Pg122.pdf (accessed March 21, 2023). 14. U.S. Small Business Administration, Office of Advocacy, “Advocacy Releases Trade Report,” December 21, 2018, https://advocacy.sba.gov/2018/12/21/advocacy-releases-trade-report/ (accessed March 21, 2023). 15. Associated Press, “Reagan Offers $994-Billion ‘Hard-Choices’ 1987 Budget,” Los Angeles Times, February 5, 1986, http://www.latimes.com/archives/la-xpm-1986-02-05-mn-4369-story.html (accessed February 18, 2023). 16. Testimony of Hon. Hector V. Barreto, Administrator, Small Business Administration, in hearing, The President’s FY 2006 Budget Request for the Small Business Administration, Committee on Small Business and Entrepreneurship, U.S. Senate, 109th Congress, 1st Session, February 17, 2005, p. 8, https://books.google.com/ books?id=UwD-2ICa8k8C&printsec=frontcover&source=gbs_ge_summary_r&cad=0#v=onepage&q&f=false (accessed February 18, 2023). See also Report No. 109-49, Summary of Legislative and Oversight Activities During the 108th Congress, Committee on Small Business and Entrepreneurship, U.S. Senate, 109th Congress, 1st Session, March 30, 2005, p. 21, https://www.congress.gov/109/crpt/srpt49/CRPT-109srpt49.pdf (accessed February 18, 2023). — 761 — Small Business Administration 17. Editorial, “The Small Business Administration Needs Reforming,” The Washington Post, December 18, 2016, https://www.washingtonpost.com/opinions/the-sba-needs-reforming/2016/12/18/b639fc4c-c159-11e6-8422- eac61c0ef74d_story.html (accessed February 18, 2023). 18. Robert Jay Dilger, Anthony A. Cilluffo, and R. Corinne Blackford, “Small Business Administration Funding: Overview and Recent Trends,” Congressional Research Service Report for Members and Committees of Congress No. R43486, updated July 14, 2022, Summary, https://sgp.fas.org/crs/misc/R43846.pdf (accessed November 18, 2022). 19. Ibid., p. 2. Emphasis added. 20. Press release, “SBA Announces End-of-Year Capital Benchmarks Showing Historic Support for Small Businesses Under Administrator Guzman,” U.S. Small Business Administration, December 13, 2022, https:// www.sba.gov/article/2022/dec/13/sba-announces-end-year-capital-benchmarks-showing-historic-support- small-businesses-under?utm_medium=email&utm_source=govdelivery (accessed February 18, 2023). 21. USASpending,gov, “Agency Profile: Small Business Administration (SBA),” data through September 29, 2022, https://www.usaspending.gov/agency/small-business-administration?fy=2022 (accessed February 18, 2023). 22. Testimony and prepared statement of Tad DeHaven, Budget Analyst, Cato Institute, in hearing, An Examination of SBA Programs: Eliminating Inefficiencies, Duplications, Fraud, and Abuse, Committee on Small Business and Entrepreneurship, U.S. Senate, 112th Congress, 1st Session, June 16, 2011, pp. 80–90, https://www. govinfo.gov/content/pkg/CHRG-112shrg88373/pdf/CHRG-112shrg88373.pdf (accessed February 18, 2023). 23. Sarah Westwood, “Feds Gave $400 Million in Contracts to Ineligible Firms,” Washington Examiner, September 28, 2014, https://www.washingtonexaminer.com/feds-gave-400-million-in-contracts-to-ineligible-firms (accessed February 18, 2023). 24. Keith Girard, “Inside the SBA’s Monumental Katrina Loan Scandal,” AllBusiness.com, https://www.allbusiness. com/inside-the-sbas-monumental-katrina-loan-scandal-11793824-1.html (accessed February 18, 2023). 25. Arnold & Porter, “CARES Act Fraud Tracker,” last updated January 2, 2023, https://www.arnoldporter.com/en/ general/cares-act-fraud-tracker (accessed February 18, 2023). 26. Jay Edwards, “Bipartisan Call to Crack Down on COVID-19 PPP/EIDL Fraud, Prosecute Fraudsters to the Fullest Extent of the Law,” WRNJ Radio (Hackettstown, New Jersey), October 21, 2022, https://wrnjradio.com/ bipartisan-call-to-crack-down-on-covid-19-ppp-eidl-fraud-prosecute-fraudsters-to-the-fullest-extent-of-the- law/ (accessed March 21, 2023). 27. See, for example, H.R. 7628, IMPROVE the SBA Act, 117th Congress, introduced April 28, 2022, https://www. congress.gov/117/bills/hr7628/BILLS-117hr7628ih.pdf (accessed February 18, 2023). 28. In varying degrees, almost every small-business advocacy organization and trade association engages with the SBA. During periods of hyper-regulatory activity fueled by an activist Administration, the small- business community engages more frequently with the Office of Advocacy through its roundtables and other mechanisms in the hope of warding off costly and intrusive rulemakings. A future conservative Administration can look to the following groups, among others, for support in advancing both SBA and broader policy reform: American Hotel and Lodging Association; Asian American Hotel Owners Association; Association of Builders and Contractors; Associated Equipment Distributors; Ceramic Tile Distributors Association; Consumer Technology Association; Family Business Coalition; Foodservice Equipment Distributors Association; Heating, Air-conditioning, and Refrigeration Distributors International; Independent Bakers Association; Independent Community Bankers Association; Independent Electrical Contractors’ International Association of Plastics Distributors; International Franchise Association; Metals Service Center Institute; National Association of Electrical Distributors; National Association of Manufacturers; National Association of Wholesaler-Distributors; National Fastener Distributors Association; National Marine Distributors Association; National Federation of Independent Business; National Ready Mix Concrete Association; National Small Business Association; Small Business and Entrepreneurship Council; and U.S. Hispanic Chamber of Commerce. Additionally, the small-business community is diverse and broad, and several key groups strongly support SBA lending but vigorously oppose tax, regulatory, and spending policies that are intrusiveness or costly to business. Conservative think tanks and taxpayer organizations like The Heritage Foundation, the Cato Institute, the National Taxpayers Union, Citizens Against Government Waste, the Taxpayers Protection Alliance, and Americans for Tax Reform (among others) also have a stake in an improved and cost-effective SBA.

Small Business Administration

Strong

Vector: 66%

Pages: 786-788AI Enhanced

AI Analysis:

"HR 7412 directly supports Project 2025's objective of accelerating cleanup of fraudulent COVID-19 loan activity by establishing a whistleblower award program within the SBA to incentivize reporting of fraud, which aligns with the call for vigorous pursuit of fraud and accountability in pandemic lending programs."

Key themes:COVID-19 loan fraudSBA accountabilitywhistleblower incentivesoversight and enforcementpandemic lending cleanup

— 753 — Small Business Administration COVID-19 Lending Program Accountability and Cleanup. A major immediate priority for the next Administration should be a final accounting and accelerated cleanup of fraudulent COVID-19 loan and grant activity. As noted by the SBA IG, “managing COVID-19 stimulus lending is the greatest overall challenge facing SBA, and it may likely continue to be for many years as the agency grapples with fraud in the programs….”40 The next Administration should: l Consider bringing in private-sector support and expertise to close out these programs. Forgiveness and fraud must be dealt with as swiftly as possible, and law enforcement officials must pursue fraud vigorously. Entities receiving PPP loans that did not meet eligibility for forgiveness must be required to pay back the money. For example, under the CARES Act,41 PPP loan applicants generally were eligible only if, together with all their affiliates, they had no more than 500 employees. Numerous Planned Parenthood affiliates self-certified eligibility for PPP loans during the initial wave of loans that were governed by the CARES Act’s size requirement. Many Senators and Representatives asserted that these Planned Parenthood organizations were ineligible because— considered together with their affiliates—they exceeded the maximum eligible size.42 The Trump Administration SBA notified several Planned Parenthood PPP recipients of its preliminary determination of their ineligibility and of SBA’s authority to take various actions against applicants that falsely certified their eligibility.43 To date, despite continued oversight attempts by Members of Congress,44 the SBA has taken no action on the Planned Parenthood loans other than to forgive them, and in 2021, it approved new PPP loans to Planned Parenthood affiliates.45 l Cooperate with ongoing congressional oversight efforts and determine whether SBA has authority to reverse the forgiveness decisions. If it does have that authority, the SBA should reverse the forgiveness decisions for the subject loans, reiterate its preliminary determinations of ineligibility, investigate the matter more thoroughly, and take all appropriate action when its investigation concludes. Regardless of whether it reverses its forgiveness, if its investigation uncovers evidence that Planned Parenthood affiliates or any other loan recipients knowingly misrepresented their eligibility in their applications, the SBA should make appropriate referrals to the Department of Justice. — 754 — Mandate for Leadership: The Conservative Promise Disaster Loan Program and Direct Lending. The SBA’s disaster loan pro- gram provides low-interest loans to personal, business, and nonprofit borrowers following a federally declared disaster. The program suffers from problems of coordination with Federal Emergency Management Administration (FEMA) disas- ter assistance. For example, disaster relief applicants have an incentive to avoid being approved for SBA disaster loans in order to increase the amount of FEMA assistance for which they are eligible. Moreover, the availability of disaster loans reduces individuals’ incentives to purchase disaster-related insurance. More than 90 percent of SBA disaster loans are loans to individuals such as homeowners, not to small businesses. In view of the challenges the SBA has experienced in its administration of this program, as well as the fraud and abuse in the EIDL COVID-19–related program and the IG’s concern that the systemic problems within this lending program undermine the SBA’s work, the next Administration should: l Work with Congress to assess the extent to which disaster loans should be offered by another agency rather than the SBA and explore private-sector channels for administering the loans. l Specify clearly that no new direct lending programs will be developed at the SBA. Eligibility of Religious Entities for SBA Loans. Current SBA regulations46 and SBA Form 197147 make certain religious entities ineligible to participate in several SBA loan programs. The Trump Administration proposed a rule that would remove the provisions on the ground that they violate the First Amendment.48 Subsequent Supreme Court decisions have made their unconstitutionality clearer.49 In an April 3, 2020, letter to Congress pursuant to 28 U.S. Code § 530D,50 the Trump Administration SBA advised that two such provisions violate the Free Exer- cise Clause of the First Amendment and that it therefore would not enforce them. On January 19, 2021, the Trump Administration SBA proposed a rule to remove all of the unconstitutional religious exclusions from its regulations.51 The SBA has not acted on the proposed rule. A similar religious exclusion once appeared in the regulation governing eligibil- ity for SBA Business Loan Programs,52 but it was removed in a June 2022 final rule that noted tension with the First Amendment and Supreme Court precedent.53 That final rule announced that the SBA would nonetheless continue to make religious eligibility determinations for business loan applicants to comply with putative Establishment Clause requirements,54 but Supreme Court precedent and Office of Legal Counsel memoranda refute the notion that large government-backed loan programs raise any Establishment Clause concerns.55

Small Business Administration

Weak

Vector: 67%

Pages: 792-794AI Enhanced

AI Analysis:

"The bill creates a new whistleblower award program within the SBA to combat fraud in COVID-19 loan programs, while Project 2025 criticizes the SBA for expanding ineffective programs and advocates for consolidating or reducing SBA functions. The bill adds a new program rather than streamlining or eliminating existing ones, which runs counter to Project 2025's goal of reducing SBA scope and reallocating resources to more effective initiatives like the Office of Advocacy."

Key themes:Small Business Administrationprogram oversightfraud preventionCOVID-19 loan programs

— 759 — Small Business Administration ineffective programs, consolidate duplicative functions, and reallocate resources to more effective programs (such as the Office of Advocacy) or consider reducing the SBA budget. Personnel Challenges The SBA continues to expand programs and initiatives without first document- ing the effectiveness of existing programs or whether they involve areas in which the agency lacks staff expertise. For example, the SBA wants to expand the number of licensed Small Business Lending Companies (SBLCs), implement a new “Mis- sion-Based SBLC,” and remove a requirement for loan authorization within the 7(a) and 504 Loan programs and rely solely on a lender’s documents. Various IG reports have noted that the lack of skilled employees within the SBA has fueled fraud and mismanagement in COVID-19 lending programs, and congressional leaders have expressed alarm about these “changes that haphazardly overextend the SBA’s responsibilities at a time when they are devastated by fraud and underperforming on their core mission of serving the nation’s 33 million small businesses.”74 A conservative Administration should rein in these idealistic and impractical efforts, get current programs under control and properly staffed with people who can manage and perform competently, and outsource efforts where private-sector expertise is appropriate and more efficient. AUTHOR’S NOTE: The preparation of this chapter was a collective enterprise of individuals involved in the 2025 Presidential Transition Project. All contributors to this chapter are listed at the front of this volume, but David Burton and Caleb Orr deserve special mention. The author alone assumes responsibility for the content of this chapter, and no views expressed herein should be attributed to any other individual. — 760 — Mandate for Leadership: The Conservative Promise ENDNOTES 1. H.R. 7953, Small Business Act, Public Law 85-536, 85th Congress, July 18, 1958, § 2, https://uscode.ecfr.io/ statutes/pl/85/536.pdf (accessed February 17, 2023), amended by H.R. 4877, One Stop Shop for Small Business Compliance Act of 2021, Public Law 117-188, 117th Congress, October 20, 2022, https://www.congress. gov/117/plaws/publ188/PLAW-117publ188.pdf (accessed February 17, 2023). 2. U.S. Small Business Administration, “About SBA: Organization: Mission,” https://www.sba.gov/about-sba/ organization (accessed February 19, 2023). 3. Michael Faulkender, Robert Jackman, and Stephen I. Miran, “The Job-Preservation Effects of Paycheck Protection Program Loans,” U.S. Department of the Treasury, Office of Economic Policy, Working Paper No. 2020-01, December 2020, p. 9, https://home.treasury.gov/system/files/226/Job-Preservation-Effects- Paycheck-Protection-Program-Loans.pdf (accessed February 16, 2023). 4. Kate Rogers, Scott Zamost, Karina Hernandez, and Jennifer Schlesinger, “As Pandemic Aid Was Rushed to Main Street, Criminals Seized on Covid Relief Programs,” CNBC, April 15, 2021, https://www.cnbc. com/2021/04/15/as-pandemic-aid-was-rushed-to-main-street-criminals-seized-on-ppp-eidl-.html (accessed February 16, 2023). 5. Kevin Brewer, “Bills Extend Statute of Limitation for Prosecuting PPP, EIDL Fraud,” Journal of Accountancy, August 10, 2022, https://www.journalofaccountancy.com/news/2022/aug/bills-extend-statute-limitation- prosecuting-ppp-eidl-fraud.html (accessed February 16, 2023). 6. Sacha Pfeiffer, “Virtually All PPP Loans Have Been Forgiven with Limited Scrutiny,” NPR, October 12, 2022, https://www.npr.org/2022/10/12/1128207464/ppp-loans-loan-forgiveness-small-business#:~:text=As%20 COVID-19%20shutdowns%20threatened,early%20days%20of%20the%20pandemic (accessed February 16, 2023). 7. U.S. Small Business Administration, “About SBA: Organization: SBA History,” https://www.sba.gov/about-sba/ organization (accessed February 19, 2023). 8. President Richard Nixon, Executive Order 11518, “Providing for the Increased Representation of the Interests of Small Business Concerns Before Departments and Agencies of the United States Government,” March 20, 1970, in Federal Register, Vol. 35, No. 56 (March 21, 1970), pp. 4939–4940, https://tile.loc.gov/storage-services/ service/ll/fedreg/fr035/fr035056/fr035056.pdf (accessed February 18, 2023). 9. S. 3331, Small Business Amendments of 1974, Public Law 93-386, 93rd Congress, August 23, 1974, https://www. congress.gov/93/statute/STATUTE-88/STATUTE-88-Pg742.pdf (accessed February 19, 2023). 10. S. 299, Regulatory Flexibility Act, Public Law No. 96-354, 96th Congress, September 19, 1980, https://www. congress.gov/96/statute/STATUTE-94/STATUTE-94-Pg1164.pdf (accessed February 19, 2023). 11. Maeve P. Carey, “The Regulatory Flex Act: An Overview,” Congressional Research Service In Focus No. IF11900, August 16, 2021, https://crsreports.congress.gov/product/pdf/IF/IF11900 (accessed February 18, 2023). 12. U.S. Small Business Administration, Office of Advocacy, “The Regulatory Flexibility Act,” https://advocacy.sba. gov/resources/the-regulatory-flexibility-act/ (accessed February 18, 2023). 13. H.R. 644, Trade Facilitation and Trade Enforcement Act of 2015, Public Law No. 114-125, 114th Congress, February 24, 2026, https://www.congress.gov/114/statute/STATUTE-130/STATUTE-130-Pg122.pdf (accessed March 21, 2023). 14. U.S. Small Business Administration, Office of Advocacy, “Advocacy Releases Trade Report,” December 21, 2018, https://advocacy.sba.gov/2018/12/21/advocacy-releases-trade-report/ (accessed March 21, 2023). 15. Associated Press, “Reagan Offers $994-Billion ‘Hard-Choices’ 1987 Budget,” Los Angeles Times, February 5, 1986, http://www.latimes.com/archives/la-xpm-1986-02-05-mn-4369-story.html (accessed February 18, 2023). 16. Testimony of Hon. Hector V. Barreto, Administrator, Small Business Administration, in hearing, The President’s FY 2006 Budget Request for the Small Business Administration, Committee on Small Business and Entrepreneurship, U.S. Senate, 109th Congress, 1st Session, February 17, 2005, p. 8, https://books.google.com/ books?id=UwD-2ICa8k8C&printsec=frontcover&source=gbs_ge_summary_r&cad=0#v=onepage&q&f=false (accessed February 18, 2023). See also Report No. 109-49, Summary of Legislative and Oversight Activities During the 108th Congress, Committee on Small Business and Entrepreneurship, U.S. Senate, 109th Congress, 1st Session, March 30, 2005, p. 21, https://www.congress.gov/109/crpt/srpt49/CRPT-109srpt49.pdf (accessed February 18, 2023).

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About These Correlations

Policy matches are calculated using a hybrid approach: initial candidates are found using semantic similarity between bill summaries and Project 2025 policy text, then an AI model (Llama 3.1 70B) provides detailed alignment ratings and analysis. Ratings range from 1 (minimal alignment) to 5 (very strong alignment). This analysis does not imply direct causation or intent.

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